File a car insurance claim after an accident
Process map by forks.world community. 13 steps, 1 layer. Tags: insurance, car.
- You: Accident happens
- You: Anyone hurt or cars blocking traffic?
- You: Call 911 and move to safety if you can
- You: Swap names, insurance and plate numbers with the other driver
- You: Photograph the cars, the scene and any injuries
- You: Get a police report number if police came
- You: Report the claim to your insurer
- Adjuster: Look at the damage and estimate the repair
- Adjuster: Decide who is at fault
- You: Pick a repair shop and arrange a rental if covered
- Repair shop: Repair the car
- Your insurer: Pay the shop, minus your deductible
- You: Pick up the car and keep the paperwork